Lake Toxaway Estates, Lake Toxaway, NC 4 Bedroom Homes for Sale

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Lake Toxaway Estates, Lake Toxaway, NC 4 Bedroom Homes for Sale

$4,995,000

4 Beds ⋅ 6 Baths ⋅ 4431327 MLS ⋅ ACTIVE Status

Presenting the most exquisite, turnkey, newly constructed modern mountain home! Perfectly located on the highly desired but rarely available Lake Cardinal within the exclusive Lake Toxaway Estates, just minutes from the Lake Toxaway Country Club and Golf Course, Marina, and the Greystone Inn! Curated by a top-notch design build team, this 4 Bed Rm, 6 Bath stunning home is filled with quality and attention to detail everywhere you look! The 1st floor features a graceful double door entry with views straight through to the lake becoming a piece of art that changes with every hour and every season. The open floorplan includes walls of windows with unobstructed water views, an incredible Great Rm with vaulted ceilings, native stone fireplace, beamed ceiling, and access to the large, covered deck with fireplace and outdoor grilling station! The chef's Kitchen will delight with Quartz counters, Thermador appliances, and oversized island. Gather in front of the cozy Hearth Rm fireplace and still be part of all the activity. The luxurious Owners Suite offers utopian lake views where you can wake to water and sleep with the stars, a Sitting area, custom spa Bath, and walk-in Closet! Access to the 2 car Garage, Pantry / Laundry Center, open Deck, and 1/2 Bath complete the main level. Upstairs you will find 2 Ensuite Bed Rms, each with gorgeous Baths, along with a Loft area, perfect for reading or an Office, all with exceptional Lake Cardinal views! Downstairs is a huge Family Rm with Bar, and access to 2 other Decks. There is a perfect 4th Bed Rm Suite with full Bath, and a lower-level Kitchen with Garage and outdoor access. An additional 1/2 Bath is conveniently located near the easy entry 2-car tandem Garage (4 car total). The site boasts over 150' of waterfront access through the landscaped paths to the dock. Cool summer afternoons come alive with the thrill of lake adventures. Whether you’re paddling across the pristine waters, sunning on the private dock, or simply diving into the open crystal-clear waters, the 65-acre Lake Cardinal becomes your personal, private playground, shared by only a handful of fortunate lake home owners. Residents can take advantage of the Lake Toxaway Marina Yacht Club to enjoy easy motor boating without the expense or maintenance of owning your own! Home can be purchased complete with all new designer furnishings! Membership to the Lake Toxaway Country Club is available through application. This home is a must see!

95 Cardinal Trace, Lake Toxaway

Listing courtesy of Coldwell Banker Advantage. jeff@nthliving.com

$3,750,000

4 Beds ⋅ 8 Baths ⋅ 4415218 MLS ⋅ ACTIVE Status

Tucked into a quiet cove near the main entrance of Lake Toxaway Estates, this exceptional lake-access home represents one of the best values on North Carolina’s largest private lake. Ideally located close to the community entrance, Lake Toxaway Country Club and marina, the property offers an enviable combination of convenience, space and waterfront living. Spanning four levels, the home features four bedrooms, expansive living spaces and an elevator providing easy access to every floor. The open-concept living room is anchored by soaring ceilings and expansive windows framing beautiful views toward Lake Toxaway, while four gas fireplaces create warm and inviting spaces throughout the home. Multiple guest rooms provide ample flexibility for family and friends. Outside, a beautifully maintained lawn and winding pathway lead to the home’s private dock on Lake Toxaway, creating an effortless connection to the lake and all it has to offer. Recent improvements include a newer roof, HVAC system, decking and whole-house generator, providing added peace of mind. A rare opportunity to enjoy the lifestyle of Lake Toxaway Estates with an outstanding location, private lake access and exceptional value.

596 W Club Boulevard, Lake Toxaway

Listing courtesy of Fisher Realty,Sapphire/Toxaway. ajennings@fisherrealtync.com

$2,556,000

4 Beds ⋅ 5 Baths ⋅ 4411152 MLS ⋅ ACTIVE Status

Welcome to 743 Hawk Mountain Road, a beautifully crafted brand-new UNDER CONSTRUCTION mountain home in Lake Toxaway Estates, designed to blend modern comfort with timeless style. Situated on 0.95 acres, this thoughtfully designed 4-bedroom, 4.5-bath residence offers 3,500+/- square feet of living space, wonderful lake and mountain views, exceptional craftsmanship, and an ideal location just minutes from the area's premier amenities. The home's open-concept living spaces are filled with natural light and showcase high-end finishes throughout, creating an inviting atmosphere for everyday living and effortless entertaining. With two levels of living, there is plenty of room for family and guests to gather while also providing private spaces to relax and unwind. Step outside to enjoy multiple outdoor living areas, perfect for morning coffee overlooking the mountains, afternoon gatherings, or cozy evenings by the fire while enjoying the cool mountain air. A two-car garage with room to park your golf cart, along with abundant storage, provides the convenience and functionality every mountain home needs. Ideally located with easy access to Highway 64, this home is just minutes from Lake Toxaway Country Club and the Lake Toxaway Marina, offering quick access to championship golf, dining, boating, and all the recreational opportunities that make Lake Toxaway one of Western North Carolina's most sought-after destinations. Whether you're looking for a full-time residence or a mountain retreat, 743 Hawk Mountain Road offers the perfect combination of luxury, comfort, and convenience in an exceptional Lake Toxaway setting.*Home is under construction please use care when walking through job site and house.* Pictures will be updated as construction is completed. Tax value is based on the vacant land. The new value will be updated once the CO is issued. Pictures are all computer rendered.

743 Hawk Mountain Road, Lake Toxaway

Listing courtesy of Lake Toxaway Co.. ross@laketoxaway.com

$3,875,000

4 Beds ⋅ 6 Baths ⋅ 4397807 MLS ⋅ ACTIVE Status

Set within the prestigious Meadow Ridge section of Lake Toxaway Estates, this beautifully updated mountain retreat offers exceptional privacy, timeless craftsmanship, and direct access to the natural beauty of Western North Carolina. Situated on 2.42 acres bordering a serene preserve of native wildflowers and rhododendrons, the home is surrounded by thousands of acres of protected forest while remaining just moments from the Meadow Ridge Pavilion and scenic trails into Panthertown Valley. Designed by renowned architect Al Platt, the 4,691-square-foot residence features four spacious bedroom suites, including two primary suites on the main level and two additional primary suites on the lower level, providing exceptional flexibility for family and guests. Native stone fireplaces anchor both living levels, while expansive decks invite year-round enjoyment of the peaceful mountain setting. An extensive remodel highlights a chef's kitchen with premium finishes, including a granite backsplash and custom range hood, thoughtfully designed for both everyday living and entertaining. The luxurious main-level primary suite features a spa-inspired bath with a steam shower, while custom window treatments and plantation shutters add warmth and elegance throughout the home. Additional updates include two tankless water heaters and a new 25kW whole-house generator for modern comfort and peace of mind. Offering the perfect balance of luxury, privacy, and outdoor adventure, this exceptional Meadow Ridge home is an ideal full-time residence or mountain getaway within one of Lake Toxaway Estates' most sought-after communities. Membership to LTCC is based on application and availability.

100 Meadow Ridge Drive, Lake Toxaway

Listing courtesy of Lake Toxaway Co.. mish@laketoxaway.com

$4,995,000

4 Beds ⋅ 5 Baths ⋅ 4383951 MLS ⋅ ACTIVE Status

Welcome to an extraordinary lakefront retreat on Lake Toxaway, thoughtfully designed by renowned architect Allen Brown and expertly crafted by John Holbrook. Set on a rare flat lot with easy access to a private dock, this home blends timeless mountain charm with relaxed lakeside living. Inside, the spacious floor plan features 4 bedrooms and 4.5 bathrooms, designed for both comfort and entertaining. The main-level primary suite is a true sanctuary, complete with exposed beams, dual walk-in closets, and a spa-like soaking tub. Upstairs, generously sized guest bedrooms provide plenty of space and privacy for family and visitors. At the heart of the home, the chef’s kitchen is outfitted with a Viking range, abundant storage, and an open layout that flows seamlessly into the great room. A stunning masonry fireplace anchors the living space, creating a warm and inviting atmosphere year-round. Step outside to enjoy the expansive outdoor living area, where a second fireplace overlooks the lake — the perfect setting for quiet mornings, evening gatherings, and unforgettable memories by the water. Elegant shiplap detailing throughout the main level adds warmth and classic mountain character. Designed with both beauty and functionality in mind, the property also includes a two-car garage with a built-in workshop, additional covered storage for boats, bikes, or extra vehicles, and a large lower-level storage area ideal for kayaks, paddleboards, canoes, and all your lake gear. Offering exceptional craftsmanship, breathtaking surroundings, and the best of Lake Toxaway living, this remarkable waterfront home is a place to relax, reconnect, and enjoy every season by the lake. Membership to Lake Toxaway Country Club is based on availability and application.

1585 Cold Mountain Road, Lake Toxaway

Listing courtesy of Lake Toxaway Co.. 828-966-4260

$6,500,000

4 Beds ⋅ 6 Baths ⋅ 4382009 MLS ⋅ ACTIVE Status

Nestled along the pristine shores of Lake Toxaway, this extraordinary custom-designed lakefront residence, completed in 2022, blends refined mountain-modern architecture with exceptional craftsmanship and luxurious amenities. Designed to maximize breathtaking water views and seamless indoor-outdoor living, the home features expansive walls of glass, an open-concept floor plan, and soaring cathedral ceilings accented by exposed wooden beams and a dramatic floor-to-ceiling stone fireplace in the great room coupled with folding glass doors that seamlessly extends the living area from inside to out. The living room opens completely to the exterior porch through retractable doors, creating an inviting entertainment space that effortlessly connects the home to the surrounding landscape and tranquil lakefront setting. Three fireplaces located in the living room, covered porch, and recreation room provide warmth and ambiance throughout the home. Every detail was thoughtfully curated, from the custom-designed front door crafted from reclaimed aged barn wood to the elegant 8-foot interior doors adorned with Emtek oil-rubbed bronze hardware from the Hercules Collection. The gourmet kitchen boasts Dolomite Marble countertops and is equipped with premium Bosch and Thermador appliances, while Italian tile and marble enhance the spa-inspired bathrooms featuring curb less showers and illuminated mirrors with adjustable color and brightness controls. Designed for comfort and convenience, the home includes laundry rooms on each floor, hand-scraped and brushed European White Oak engineered hardwood flooring in a sophisticated Grey Mist finish, and a fully encapsulated crawl space with dehumidification. Advanced lighting features include an abundance of 4-inch hi-hats, automatic closet lighting, stair step illumination, exterior landscape lighting, and power service extending to both the driveway and private dock. Built with superior efficiency, durability, and convenience in mind, the home features 2x6 exterior walls with full insulation, spray foam attic insulation, and a robust 400-amp electrical service. Plumbing amenities include dual-zone propane recirculating instant hot water systems, six frost-free exterior hose bibs, and premium Grohe, Moen, and Kohler fixtures throughout. The bathroom off the downstairs rec room is a Cabana Bath that features a very convenient outdoor shower. Heating and cooling are equally impressive, with two complete Trane 18-SEER HVAC systems serving the upper and lower levels, including gas furnace and humidification on the main floor, Wi-Fi-enabled thermostats, and a Mitsubishi ductless heating and cooling system in the studio space. Outside, a private dock provides effortless access to boating and lake activities, while the adjacent lakeside lawn offers the perfect setting for entertaining, family gatherings, and outdoor recreation. A security system and whole-home water purification system complete this remarkable turnkey lakefront retreat where luxury, comfort, and timeless design come together in one exceptional property.

2235 Cold Mountain Road, Lake Toxaway

Listing courtesy of Lake Toxaway Co.. scott@laketoxaway.com

1957 & 1923 Cold Mountain Road, Lake Toxaway

$8,740,000

4 Beds ⋅ 6 Baths ⋅ 4378991 MLS ⋅ ACTIVE Status

An extraordinary and uniquely distinct opportunity to own three exceptional properties within the prestigious Lake Toxaway Estates. Together, these offerings totaling 3.32 acres total create an unparalleled legacy estate with expansive lakefront, multiple homesites, and outstanding amenities in one of Western North Carolina’s most coveted mountain communities. The centerpiece, 1957 Cold Mountain Road, is a remarkable waterfront residence designed for both grand entertaining and relaxed mountain living. The home features 4 bedrooms and 5½ baths, highlighted by a dramatic great room with a massive stone fireplace, soaring beamed cathedral ceilings, and an impressive wall of windows that captures breathtaking lake views. A chef’s kitchen is equipped with Viking ovens and range, dual dishwashers, and a large center island ideal for gathering. The lower-level family room offers a one-of-a-kind pizza oven, creating the perfect setting for casual entertaining. Additional features include a sauna, elevator, whole-home generator, circular drive, expansive landscaping, and generous covered porches designed to embrace the natural beauty of the surroundings. The property also includes two boathouses with docks and a paved cart path leading directly from the home to one of the boathouses. Ideally positioned across the lake from the Marina, Country Club, and Golf Course, the setting combines privacy with exceptional convenience. Also included is 1923 Cold Mountain Road, consisting of 2½ lots totaling 1.278 acres with the flexibility to subdivide. This exceptional lakefront parcel features a paved drive, boathouse, and docks, offering tremendous potential for an additional residence, guest retreat, or future investment opportunity. Completing the offering is Lot 50N, a 1.37-acre parcel located across Cold Mountain Road from the other properties. Easily developable or marketable as a separate homesite, this parcel adds even greater flexibility and long-term value to this rare multi-property offering. This is a truly extraordinary chance to create a private family compound, investment portfolio, or legacy estate in the heart of Lake Toxaway.

1957 & 1923 Cold Mountain Road, Lake Toxaway

Listing courtesy of Lake Toxaway Co.. scott@laketoxaway.com

$4,490,000

4 Beds ⋅ 6 Baths ⋅ 4377790 MLS ⋅ ACTIVE Status

Set along the pristine shores of Lake Toxaway, this exceptional custom home offers a rare blend of luxury, comfort, and breathtaking natural beauty. Featuring 4 spacious bedrooms and 5½ baths, the residence is thoughtfully designed to capture stunning lake views from nearly every angle. At the heart of the home, a grand great room showcases a striking stone wood-burning fireplace, soaring beamed cathedral ceilings, and a dramatic wall of windows that frame panoramic views of the water. The chef’s kitchen is equally impressive, equipped with a Viking oven and range, multiple dishwashers, a generous island, and even a built-in pizza oven located in the den—perfect for entertaining family and guests. Designed for both relaxation and convenience, the home includes a private sauna, elevator access, and a whole-home generator for peace of mind. Outside, a circular drive provides easy access, while expansive lakeside porches invite you to unwind and take in the serene surroundings. The property’s extensive docking and boathouse, connected by a paved cart path from the home, make enjoying lake life effortless. Ideally located across lake from the Club, golf course, and marina, this residence offers the ultimate Lake Toxaway lifestyle—where refined living meets the tranquility of the mountains.

1957 Cold Mountain Road, Lake Toxaway

Listing courtesy of Lake Toxaway Co.. scott@laketoxaway.com

$2,699,000

4 Beds ⋅ 6 Baths ⋅ 4371688 MLS ⋅ ACTIVE Status

Some homes are impressive; others are unforgettable. Nestled within the highly sought after Lake Toxaway Estates, in the heart of the Blue Ridge Mountains—where the Land of Waterfalls meets refined luxury—this private sanctuary feels like a destination few will ever discover. Inspired by the charm of an English countryside lodge, the home blends old-world character with modern turnkey elegance featuring handcrafted details, rich natural textures, and spaces designed to feel warm, collected, and entirely one of a kind. Perched atop a private ridge, mornings begin above the clouds—with sweeping long-range mountain and lake views where breathtaking sunrises stretch for miles. Inside, every room tells a story—from soaring wood ceilings and a dramatic stone fireplace to a charming chef’s kitchen, intimate gathering spaces, a statement wine feature, and a billiards lounge with wet bar. The main level is set up perfectly for entertaining and everyday living with rich oak hardwood floors, an office nook, formal dining room, and bedroom ensuite. The handsome lounge retreat is sure to impress. The floorplan easily offers the option to add an elevator allowing access to all three levels. The terrace level, featuring 10' ceilings, includes two additional bedroom ensuites, a second wood-burning fireplace, walk-in closets, and a home gym complete with another full bath and sauna. On the upper level, you'll discover the loft area with additional spectacular views and another private bedroom ensuite. The stoned entry leads to an easy circular drive and two car garage with separate access to the large, finished living space above! And just when you think you’ve seen it all, the property continues to unfold—hidden outdoor spaces, wrap around decks on two levels, a gazebo suspended above the trees complete with a hot tub, moss-covered stone pathways, a tranquil waterfall, and a fire pit made for evenings that turn into memories. Completely private, yet moments from hiking trails and Lake Toxaway Country Club amenities including the country club, golf course, marina, and the Greystone Inn. This is more than a home, it is a legacy retreat. Purchase of this property can include a transferable boat dock and available Glastron GXL 235 powerboat. Membership to Lake Toxaway Country Club is through application and availability.

1052 Toxaway Drive, Lake Toxaway

Listing courtesy of Coldwell Banker Advantage. jeff@nthliving.com

$1,395,000

4 Beds ⋅ 4 Baths ⋅ 4377271 MLS ⋅ ACTIVE Status

Set in the heart of Lake Toxaway’s premier golf community, 516 Cherokee Trace offers an exceptional blend of comfort, convenience, with a view of Lakeside Mountain. This beautifully appointed home captures expansive vistas of the golf course, including a stunning perspective of Hole #16 and its pristine green—an ever-changing backdrop that can be enjoyed from multiple vantage points throughout the property. This 3,135 square foot residence features 4 bedrooms and 4 bathrooms, thoughtfully designed to provide both privacy and inviting gathering spaces. The interior is being offered furnished with select exceptions, allowing for an easy transition into mountain living. Ideally located just moments from the club, this home combines accessibility with a sense of retreat. A two-car garage, along with an additional two-car carport, ensures ample parking and a covered, welcoming entrance for residents and guests alike. Whether you're seeking a full-time residence or a mountain getaway, this property delivers scenic beauty, functional design, and a coveted location within one of Lake Toxaway’s most desirable settings. Membership to Lake Toxaway Country Club is based on application and availability.

516 Cherokee Trace, Lake Toxaway

Listing courtesy of Lake Toxaway Co.. ross@laketoxaway.com

$5,995,000

4 Beds ⋅ 7 Baths ⋅ 4377259 MLS ⋅ ACTIVE Status

Experience lakeside luxury in this magnificently updated 5-bedroom, 3-story home on stunning Lake Toxaway. This hidden gem, nestled peacefully off of Skiers Cove, is a light-filled retreat boasting soaring ceilings, vibrant, artfully designed interiors, and expansive living spaces perfect for entertaining or a summer with the entire family. A state-of-the-art media room offers an immersive experience, while the colorful, thoughtfully curated rooms provide warmth and personality throughout. Nano doors in the living room open fully to connect indoor and outdoor living. Enjoy an outdoor kitchen for effortless entertaining, a sunken hot tub just off the master bedroom’s private porch, and an old world-style wine cellar for your finest vintages. Step outside to your private boathouse and dock—ideal for endless days on the water. This is mountain-lake living at its most extraordinary.

64 Bee Tree Way, Lake Toxaway

Listing courtesy of Lake Toxaway Co.. daveguest@laketoxaway.com

$3,199,000

4 Beds ⋅ 7 Baths ⋅ 4364823 MLS ⋅ ACTIVE Status

Discover a remarkable residence that embodies timeless mountain architecture, gracefully set on approximately 2.63 level acres along Little Mills Creek, with sweeping views of the Lake Toxaway Country Club golf course. Thoughtfully designed to balance sophistication and comfort, this custom home offers over 6,000 square feet of inviting living space within a private, tranquil setting. Its position along the course provides both scenic beauty and effortless access to the club, marina, and the iconic Greystone Inn. The home has undergone thoughtful renovations an updates including: four new heat pumps/furnaces, two Navien instant hot water heaters, Kohler propane generator, extensive landscaping and stone work, as well as the conversion of a library to bedroom and the addition of a full bath. The interior is tailored for both everyday living and memorable gatherings, featuring four ensuite bedrooms, two additional full baths, and a collection of flexible bonus spaces ideal for guests or quiet retreats. Expansive living areas unfold throughout the home, anchored by seven striking stone fireplaces that add warmth and architectural presence. Antique heart pine floors and finely crafted details lend a sense of authenticity and enduring quality. The lower level offers generous additional living space, while a large bonus room above the three-car garage—complemented by an attached carport—creates further opportunities for recreation or hosting. Outdoors, the property invites relaxation and connection to nature, with a broad lawn, gently flowing creek, and generous deck space designed for entertaining or quiet enjoyment. The result is a private mountain sanctuary, just moments from the area’s most coveted amenities.

46 Mills Creek Drive, Lake Toxaway

Listing courtesy of Fisher Realty,Sapphire/Toxaway. ajennings@fisherrealtync.com

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“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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Lake Toxaway Estates, Lake Toxaway, NC 4 Bedroom Homes for Sale

Lake Toxaway Estates, Lake Toxaway, NC 4 Bedroom Homes for Sale

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