Lake Toxaway Estates Homes with Waterfront Lot Description

Lake Toxaway Estates Homes with Waterfront Lot Description

Welcome to Lake Toxaway Estates, a hidden gem nestled in the heart of Transylvania County, North Carolina. This picturesque subdivision offers a serene escape, where the beauty of nature meets the comforts of modern living. Known for its breathtaking mountain views and pristine waters, Lake Toxaway Estates is the perfect haven for those seeking tranquility and adventure alike.

Imagine waking up to the gentle sounds of nature and the shimmering reflections of the sun on your very own waterfront lot. Homes in Lake Toxaway Estates boast direct access to the stunning Lake Toxaway, the largest private lake in North Carolina. These exquisite properties are designed to harmonize with their surroundings, featuring spacious layouts, expansive decks, and large windows that invite the beauty of the outdoors inside.

Whether you're an outdoor enthusiast or simply looking for a peaceful retreat, Lake Toxaway Estates offers a plethora of activities at your doorstep. Spend your days kayaking, fishing, or hiking the nearby trails, and return home to enjoy evening sunsets over the water. The community is also conveniently located near charming local shops, fine dining, and cultural attractions, ensuring that you have everything you need within reach.

With a variety of homes available, from cozy cabins to luxurious estates, Lake Toxaway Estates caters to a diverse range of lifestyles and preferences. Embrace the chance to create lasting memories in this enchanting community, where every day feels like a vacation. Discover your dream home in Lake Toxaway Estates, where waterfront living meets the tranquility of the mountains.

Newest Lake Toxaway Estates Homes with Waterfront Lot Description

$475,000
4382051 MLS ⋅ ACTIVE Status
Set high above North Carolina’s largest private lake, this exceptional estate lot offers a rare opportunity to create a custom mountain retreat in one of the area’s most sought-after communities. Located within Toxaway River Preserve, a low-density enclave inside Lake Toxaway Estates, the property was thoughtfully selected for its outstanding long-range views, gentle topography, and exceptional privacy. Lot 2 features a wide access driveway with an easy approach to a beautifully positioned homesite overlooking Lake Toxaway and the surrounding hardwood forest. Surrounded by protected natural beauty and designed with long-term privacy in mind, this property offers the perfect balance of seclusion, accessibility, and breathtaking scenery. Owners also have the option to join the Lake Toxaway Country Club for access to the renowned 18-hole golf course, dining, tennis, croquet, fitness amenities, and private lake access. With its combination of expansive acreage, carefully planned build site, remarkable views, and premier location near Lake Toxaway, this property presents an outstanding value and an exceptional setting for a future mountain estate.

2 Cardinal W Drive Unit #TRP 2, Lake Toxaway

Listing courtesy of Keller Williams Professionals. josephscott@kw.com
$4,995,000
4 Beds ⋅ 5 Baths ⋅ 4383951 MLS ⋅ ACTIVE Status
Welcome to an extraordinary lakefront retreat on Lake Toxaway, thoughtfully designed by renowned architect Allen Brown and expertly crafted by John Holbrook. Set on a rare flat lot with easy access to a private dock, this home blends timeless mountain charm with relaxed lakeside living. Inside, the spacious floor plan features 4 bedrooms and 4.5 bathrooms, designed for both comfort and entertaining. The main-level primary suite is a true sanctuary, complete with exposed beams, dual walk-in closets, and a spa-like soaking tub. Upstairs, generously sized guest bedrooms provide plenty of space and privacy for family and visitors. At the heart of the home, the chef’s kitchen is outfitted with a Viking range, abundant storage, and an open layout that flows seamlessly into the great room. A stunning masonry fireplace anchors the living space, creating a warm and inviting atmosphere year-round. Step outside to enjoy the expansive outdoor living area, where a second fireplace overlooks the lake — the perfect setting for quiet mornings, evening gatherings, and unforgettable memories by the water. Elegant shiplap detailing throughout the main level adds warmth and classic mountain character. Designed with both beauty and functionality in mind, the property also includes a two-car garage with a built-in workshop, additional covered storage for boats, bikes, or extra vehicles, and a large lower-level storage area ideal for kayaks, paddleboards, canoes, and all your lake gear. Offering exceptional craftsmanship, breathtaking surroundings, and the best of Lake Toxaway living, this remarkable waterfront home is a place to relax, reconnect, and enjoy every season by the lake. Membership to Lake Toxaway Country Club is based on availability and application.

1585 Cold Mountain Road, Lake Toxaway

Listing courtesy of Lake Toxaway Co.. cfree@laketoxaway.com
$6,500,000
4 Beds ⋅ 6 Baths ⋅ 4382009 MLS ⋅ ACTIVE Status
Nestled along the pristine shores of Lake Toxaway, this extraordinary custom-designed lakefront residence, completed in 2022, blends refined mountain-modern architecture with exceptional craftsmanship and luxurious amenities. Designed to maximize breathtaking water views and seamless indoor-outdoor living, the home features expansive walls of glass, an open-concept floor plan, and soaring cathedral ceilings accented by exposed wooden beams and a dramatic floor-to-ceiling stone fireplace in the great room coupled with folding glass doors that seamlessly extends the living area from inside to out. The living room opens completely to the exterior porch through retractable doors, creating an inviting entertainment space that effortlessly connects the home to the surrounding landscape and tranquil lakefront setting. Three fireplaces located in the living room, covered porch, and recreation room provide warmth and ambiance throughout the home. Every detail was thoughtfully curated, from the custom-designed front door crafted from reclaimed aged barn wood to the elegant 8-foot interior doors adorned with Emtek oil-rubbed bronze hardware from the Hercules Collection. The gourmet kitchen boasts Dolomite Marble countertops and is equipped with premium Bosch and Thermador appliances, while Italian tile and marble enhance the spa-inspired bathrooms featuring curb less showers and illuminated mirrors with adjustable color and brightness controls. Designed for comfort and convenience, the home includes laundry rooms on each floor, hand-scraped and brushed European White Oak engineered hardwood flooring in a sophisticated Grey Mist finish, and a fully encapsulated crawl space with dehumidification. Advanced lighting features include an abundance of 4-inch hi-hats, automatic closet lighting, stair step illumination, exterior landscape lighting, and power service extending to both the driveway and private dock. Built with superior efficiency, durability, and convenience in mind, the home features 2x6 exterior walls with full insulation, spray foam attic insulation, and a robust 400-amp electrical service. Plumbing amenities include dual-zone propane recirculating instant hot water systems, six frost-free exterior hose bibs, and premium Grohe, Moen, and Kohler fixtures throughout. The bathroom off the downstairs rec room is a Cabana Bath that features a very convenient outdoor shower. Heating and cooling are equally impressive, with two complete Trane 18-SEER HVAC systems serving the upper and lower levels, including gas furnace and humidification on the main floor, Wi-Fi-enabled thermostats, and a Mitsubishi ductless heating and cooling system in the studio space. Outside, a private dock provides effortless access to boating and lake activities, while the adjacent lakeside lawn offers the perfect setting for entertaining, family gatherings, and outdoor recreation. A security system and whole-home water purification system complete this remarkable turnkey lakefront retreat where luxury, comfort, and timeless design come together in one exceptional property.

2235 Cold Mountain Road, Lake Toxaway

Listing courtesy of Lake Toxaway Co.. scott@laketoxaway.com
$9,000,000
4 Beds ⋅ 6 Baths ⋅ 4378991 MLS ⋅ ACTIVE Status
An extraordinary and uniquely distinct opportunity to own three exceptional properties within the prestigious Lake Toxaway Estates. Together, these offerings totaling 3.32 acres total create an unparalleled legacy estate with expansive lakefront, multiple homesites, and outstanding amenities in one of Western North Carolina’s most coveted mountain communities. The centerpiece, 1957 Cold Mountain Road, is a remarkable waterfront residence designed for both grand entertaining and relaxed mountain living. The home features 4 bedrooms and 5½ baths, highlighted by a dramatic great room with a massive stone fireplace, soaring beamed cathedral ceilings, and an impressive wall of windows that captures breathtaking lake views. A chef’s kitchen is equipped with Viking ovens and range, dual dishwashers, and a large center island ideal for gathering. The lower-level family room offers a one-of-a-kind pizza oven, creating the perfect setting for casual entertaining. Additional features include a sauna, elevator, whole-home generator, circular drive, expansive landscaping, and generous covered porches designed to embrace the natural beauty of the surroundings. The property also includes two boathouses with docks and a paved cart path leading directly from the home to one of the boathouses. Ideally positioned across the lake from the Marina, Country Club, and Golf Course, the setting combines privacy with exceptional convenience. Also included is 1923 Cold Mountain Road, consisting of 2½ lots totaling 1.278 acres with the flexibility to subdivide. This exceptional lakefront parcel features a paved drive, boathouse, and docks, offering tremendous potential for an additional residence, guest retreat, or future investment opportunity. Completing the offering is Lot 50N, a 1.37-acre parcel located across Cold Mountain Road from the other properties. Easily developable or marketable as a separate homesite, this parcel adds even greater flexibility and long-term value to this rare multi-property offering. This is a truly extraordinary chance to create a private family compound, investment portfolio, or legacy estate in the heart of Lake Toxaway.

1957 & 1923 Cold Mountain Road, Lake Toxaway

Listing courtesy of Lake Toxaway Co.. scott@laketoxaway.com
$4,750,000
4 Beds ⋅ 6 Baths ⋅ 4377790 MLS ⋅ ACTIVE Status
Set along the pristine shores of Lake Toxaway, this exceptional custom home offers a rare blend of luxury, comfort, and breathtaking natural beauty. Featuring 4 spacious bedrooms and 5½ baths, the residence is thoughtfully designed to capture stunning lake views from nearly every angle. At the heart of the home, a grand great room showcases a striking stone wood-burning fireplace, soaring beamed cathedral ceilings, and a dramatic wall of windows that frame panoramic views of the water. The chef’s kitchen is equally impressive, equipped with a Viking oven and range, multiple dishwashers, a generous island, and even a built-in pizza oven located in the den—perfect for entertaining family and guests. Designed for both relaxation and convenience, the home includes a private sauna, elevator access, and a whole-home generator for peace of mind. Outside, a circular drive provides easy access, while expansive lakeside porches invite you to unwind and take in the serene surroundings. The property’s extensive docking and boathouse, connected by a paved cart path from the home, make enjoying lake life effortless. Ideally located across lake from the Club, golf course, and marina, this residence offers the ultimate Lake Toxaway lifestyle—where refined living meets the tranquility of the mountains.

1957 Cold Mountain Road, Lake Toxaway

Listing courtesy of Lake Toxaway Co.. scott@laketoxaway.com
$6,750,000
4 Beds ⋅ 7 Baths ⋅ 4377259 MLS ⋅ ACTIVE Status
Experience lakeside luxury in this magnificently updated 5-bedroom, 3-story home on stunning Lake Toxaway. This hidden gem, nestled peacefully off of Skiers Cove, is a light-filled retreat boasting soaring ceilings, vibrant, artfully designed interiors, and expansive living spaces perfect for entertaining or a summer with the entire family. A state-of-the-art media room offers an immersive experience, while the colorful, thoughtfully curated rooms provide warmth and personality throughout. Nano doors in the living room open fully to connect indoor and outdoor living. Enjoy an outdoor kitchen for effortless entertaining, a sunken hot tub just off the master bedroom’s private porch, and an old world-style wine cellar for your finest vintages. Step outside to your private boathouse and dock—ideal for endless days on the water. This is mountain-lake living at its most extraordinary.

64 Bee Tree Way, Lake Toxaway

Listing courtesy of Lake Toxaway Co.. cfree@laketoxaway.com
$4,995,000
3 Beds ⋅ 6 Baths ⋅ 4376336 MLS ⋅ ACTIVE Status
Presenting the most exquisite turnkey modern mountain home, fully renovated and newly constructed! Perfectly located on the highly desired but rarely available Lake Cardinal within the exclusive Lake Toxaway Estates, just minutes from the Lake Toxaway Country Club, Golf Course, marina, and the Greystone Inn! Curated by a top-notch design build team, quality and attention to detail are evident throughout this stunning home! The 1st floor features a graceful double door entry with views straight through to the lake. The open floorplan includes walls of windows with unobstructed water views, an incredible Great Rm with 16'+ vaulted ceilings, stone fireplace, beamed ceiling, and access to the large, covered deck with fireplace and outdoor grilling station! The chef's Kitchen will delight with Quartz counters, Thermador appliances, and oversized island. Gather in front of the cozy Hearth Rm fireplace and still be part of all the activity. The luxurious Owners Suite offers utopian lake views, a Sitting area, custom spa Bath, and walk-in Closet! Access to the 2 car Garage, Pantry / Laundry Center, firepit Deck, and 1/2 Bath complete the main level. Upstairs you will find 2 Ensuite Bed Rms, each with gorgeous Baths, along with a Loft area, perfect for reading or an Office, all with exceptional Lake Cardinal views! Downstairs is a huge Family Rm with Bar, and access to 2 other Decks. There is a perfect Flex space or Den with full Bath, a lower level Kitchen with outdoor access, and 1/2 Bath. Another 2-car tandem Garage (4 car total) and lots of storage space round out the Lower Level. The site boasts over 150' of waterfront access through the landscaped paths to the dock. Nestled on 1.8 acres, the 65 acre Lake Cardinal offers the most spectacular lakefront experience, with just a few homes, where you will enjoy peace and tranquility. Take advantage of the Lake Toxaway Marine Yacht Club to enjoy easy boating without the expense or maintenance of owning your own! Updates include new mechanicals, roof, windows, appliances, cabinetry, trim, decks, lighting and flooring. Home can be purchased complete with all new designer furnishings. Membership to Lake Toxaway Country Club through application and availability.

95 Cardinal Trace, Lake Toxaway

Listing courtesy of Coldwell Banker Advantage. jeff@nthliving.com
$8,995,000
4 Beds ⋅ 7 Baths ⋅ 4361067 MLS ⋅ ACTIVE Status
A rare opportunity to acquire one of Lake Toxaway's most distinguished waterfront estates, now offered at an exceptional new price. One of Lake Toxaway and Western North Carolina’s most magnificent legacy homes, this masterfully crafted 4BR, 5.5BA estate is situated on two premier lakefront point lots with an extraordinary 326 feet of shoreline on fabled Lake Toxaway. Ideally positioned just moments from the Lake Toxaway Country Club, Greystone Inn, marina, and the community’s most desirable amenities, the residence offers a rare combination of privacy, convenience, and timeless prestige. Inspired by classic Old World architecture and built with uncompromising attention to detail, the home showcases extensive hand-laid stonework, grand and inviting living spaces, soaring ceilings, and three wood-burning masonry fireplaces that create a warm yet refined mountain ambiance. The chef’s kitchen is designed for both elevated entertaining and everyday enjoyment, seamlessly connecting to the home’s gracious gathering areas. The expansive primary suite is a true retreat, featuring an elegant en-suite paneled library and spa-inspired bath. Upstairs, generously sized guest suites provide comfort and privacy, while a spacious bonus room with full bath above the two-car garage offers flexible living for guests or recreation. Designed for exceptional indoor-outdoor living, the estate features expansive entertaining spaces including a covered dining porch, lakeside firepit, and multiple vantage points to take in the sweeping lake and mountain views. Outdoor amenities are unmatched, with a large stationary dock, rare two-stall boathouse, and exceptional shoreline access. Additional highlights include a golf cart garage, full-house generator, and thoughtfully designed storage and utility spaces that enhance year-round comfort and peace of mind. With one of the most spectacular lake and mountain settings in all of Western North Carolina, this is a truly rare offering—an irreplaceable legacy estate and a once-in-a-generation opportunity on Lake Toxaway.

138 Indian Trace, Lake Toxaway

Listing courtesy of Fisher Realty,Sapphire/Toxaway. ajennings@fisherrealtync.com
$3,995,000
4 Beds ⋅ 5 Baths ⋅ 4321731 MLS ⋅ ACTIVE Status
Nestled on Red Bird Circle, one of Lake Toxaway’s truly special locations, this exceptional lakefront residence reflects the timeless style and craftsmanship of architect Tim Green. Thoughtfully positioned to face east, the home captures beautiful sunrises and long-range lake views from nearly every room. With 150 feet of prime lake frontage, the property offers both privacy and an intimate connection to the water. Inside, soaring ceilings and rich wood paneling create a warm, inviting atmosphere that blends mountain character with refined sophistication. The Rumford fireplace serves as the home’s centerpiece, offering both architectural presence and cozy comfort. The chef’s kitchen pairs modern functionality with rustic charm — a relaxed, beautifully designed space ideal for cooking and gathering. Throughout the home, thoughtful details foster an easy flow between indoor and outdoor living. It’s a rare opportunity to own a signature Lake Toxaway residence in a coveted setting, where classic design and lakefront living come together effortlessly. Membership to Lake Toxaway Country club is based on application and availability.

132 Red Bird Circle, Lake Toxaway

Listing courtesy of Lake Toxaway Co.. cfree@laketoxaway.com
$3,800,000
4297853 MLS ⋅ ACTIVE Status
Two adjoining lake front lots on beautiful Lake Toxaway. Conveniently located near LTCC, golf course and marina and ready to build. Artfully crated seawall is in place including foundation for future boathouse. Engineered septic and building locations available for two lakefront homes. With 0.76 acre for one lot and 0.77 for the second we have a combined total of 1.53 acres with 300+ feet of lake frontage.

D51-52 North Club Boulevard Unit #D51-52, Lake Toxaway

Listing courtesy of Hazel R. Fisher & Associates. hrfisher@comporium.net
$2,100,000
4291129 MLS ⋅ ACTIVE Status
Exceptional 0.84 acre lakefront lot with approximately 86' of water frontage on beautiful Lake Toxaway. This excellent building site with gentle terrain and easy access off Cold Mountain Road offers a peaceful view across the lake into Toxaway Mountain along with easy access to US 64 or LTCC and Greystone Inn. A private setting great for easy access to water.

E49rev Cold Mountain Road Unit #E49rev, Lake Toxaway

Listing courtesy of Hazel R. Fisher & Associates. hrfisher@comporium.net
$1,195,000
2 Beds ⋅ 3 Baths ⋅ 4267379 MLS ⋅ ACTIVE Status
Fully furnished and beautifully renovated lakefront condo at Toxaway Shores with exceptional view of Lake Toxaway. This move-in ready unit features a newly renovated master bathroom, paint, appliances, roof, and skylights. This is a beautiful and easy way to enjoy all that Lake Toxaway has to offer.

55 Toxaway Shores None Unit #14, Lake Toxaway

Listing courtesy of Fisher Realty,Sapphire/Toxaway. ajennings@fisherrealtync.com
Start Your Search

“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

Last Updated: