Lake Toxaway Homes with Lake Access Community Features

Lake Toxaway Homes with Lake Access Community Features

Welcome to Lake Toxaway, North Carolina – a hidden gem nestled in the heart of Transylvania County. Known for its stunning natural beauty and serene atmosphere, Lake Toxaway is the perfect destination for those seeking a tranquil retreat or an adventurous lifestyle. This picturesque community is surrounded by the majestic Blue Ridge Mountains and boasts the largest private lake in North Carolina, offering residents unparalleled access to outdoor activities year-round.

Homes in Lake Toxaway with lake access provide a unique opportunity to immerse yourself in the beauty of nature right at your doorstep. Imagine waking up to the gentle sound of water lapping against the shore, stepping outside to enjoy morning coffee while basking in the fresh mountain air. Whether you enjoy fishing, kayaking, or simply lounging by the water, these homes offer the perfect blend of luxury and leisure.

The community features are designed to enhance your lifestyle, with amenities that include private docks, walking trails, and picnic areas. The nearby Lake Toxaway Country Club offers golf, tennis, and fine dining, ensuring that you have everything you need for relaxation and recreation.

In addition to its natural allure, Lake Toxaway is conveniently located near charming towns like Brevard and Cashiers, where you can explore local shops, galleries, and restaurants. With its breathtaking landscapes and vibrant community spirit, Lake Toxaway is not just a place to live; it’s a way of life. Come discover your dream home in this idyllic lakeside paradise!

Newest Lake Toxaway Homes with Lake Access Community Features

95 Cardinal  Trace, Lake Toxaway
$4,995,000
4 Beds ⋅ 6 Baths ⋅ 4431327 MLS ⋅ ACTIVE Status
Presenting the most exquisite, turnkey, newly constructed modern mountain home! Perfectly located on the highly desired but rarely available Lake Cardinal within the exclusive Lake Toxaway Estates, just minutes from the Lake Toxaway Country Club and Golf Course, Marina, and the Greystone Inn! Curated by a top-notch design build team, this 4 Bed Rm, 6 Bath stunning home is filled with quality and attention to detail everywhere you look! The 1st floor features a graceful double door entry with views straight through to the lake becoming a piece of art that changes with every hour and every season. The open floorplan includes walls of windows with unobstructed water views, an incredible Great Rm with vaulted ceilings, native stone fireplace, beamed ceiling, and access to the large, covered deck with fireplace and outdoor grilling station! The chef's Kitchen will delight with Quartz counters, Thermador appliances, and oversized island. Gather in front of the cozy Hearth Rm fireplace and still be part of all the activity. The luxurious Owners Suite offers utopian lake views where you can wake to water and sleep with the stars, a Sitting area, custom spa Bath, and walk-in Closet! Access to the 2 car Garage, Pantry / Laundry Center, open Deck, and 1/2 Bath complete the main level. Upstairs you will find 2 Ensuite Bed Rms, each with gorgeous Baths, along with a Loft area, perfect for reading or an Office, all with exceptional Lake Cardinal views! Downstairs is a huge Family Rm with Bar, and access to 2 other Decks. There is a perfect 4th Bed Rm Suite with full Bath, and a lower-level Kitchen with Garage and outdoor access. An additional 1/2 Bath is conveniently located near the easy entry 2-car tandem Garage (4 car total). The site boasts over 150' of waterfront access through the landscaped paths to the dock. Cool summer afternoons come alive with the thrill of lake adventures. Whether you’re paddling across the pristine waters, sunning on the private dock, or simply diving into the open crystal-clear waters, the 65-acre Lake Cardinal becomes your personal, private playground, shared by only a handful of fortunate lake home owners. Residents can take advantage of the Lake Toxaway Marina Yacht Club to enjoy easy motor boating without the expense or maintenance of owning your own! Home can be purchased complete with all new designer furnishings! Membership to the Lake Toxaway Country Club is available through application. This home is a must see!

95 Cardinal Trace, Lake Toxaway

Listing courtesy of Coldwell Banker Advantage. jeff@nthliving.com

Lot 5 Hiwassee  Road Unit #5, Lake Toxaway
$45,000
4419810 MLS ⋅ ACTIVE Status
Indian Lake Estates is a private, serene mountain community located in Lake Toxaway, NC, conveniently between Brevard and Cashiers. It spans 200 forested acres and sits at an elevation ranging from 3,100 to 3,400 feet. The community has its own water system, monitored by the NC Department of Environment & Natural Resources, and managed by a local water company. There are no meters; the annual assessment covers this cost. The community also has underground utilities and well-maintained paved roads. Residents enjoy private access to Waterfront Park with picnic tables, a grill, boat storage, and a dock; two-acre Rainbow Lake; and nine-acre Indian Lake. A year-round flowing stream crossing Slick Fisher Road feeds Rainbow Lake, and Indian Lake is fed by Indian Creek, two smaller streams, and Rainbow Lake. The lakes are stocked with bass, trout, bream, catfish, and other fish, making them perfect for fishing, non-motorized boating, and swimming. With the Blue Ridge Mountains as your background, over 150 feet of lake frontage, and direct lake access, Lot 5 on Hiwassee Road delivers the best of both worlds in western North Carolina. This lakefront lot offers the perfect canvas for building your dream mountain getaway or year-round retreat. The County has an expired three-bedroom septic record on file. The Lake Toxaway Community Center is close by and features a paved walking track, tennis courts, a basketball court, covered picnic tables, a playground, and a recently remodeled building perfect for small gatherings. Outside Indian Lake Estates, you are not far from hundreds of waterfalls, world-class hiking, biking, and fishing, farm-to-table dining, boutique shopping, live local music, and more. Don't miss this incredible opportunity to secure your own slice of the Blue Ridge Mountains in Western North Carolina with lakefront living, vibrant mountain communities, outdoor adventure, and the arts, culture, and history. Check out the Interactive Aerial Image by copying and pasting the following link: https://mls.kuu.la/share/LHPBZ?fs=1&vr=0&sd=1&gyro=0&autorotate=0.04&thumbs=-1&keys=0

Lot 5 Hiwassee Road Unit #5, Lake Toxaway

Listing courtesy of Looking Glass Realty. brenda@lookingglassrealty.com

221 Toxaway Falls  Drive Unit #1, Lake Toxaway
$450,000
2 Beds ⋅ 2 Baths ⋅ 4421663 MLS ⋅ ACTIVE Status
There is something special about 221 Toxaway Falls Drive, Unit 1—a place where your day is the steady, meditative roar of the iconic 350-foot Toxaway Falls. This isn’t just a condo; it’s a front-row seat to one of the most breathtaking natural views in the Blue Ridge Mountains, with the lush, protected wilderness of Gorges State Park as your permanent neighbor across the gorge. Inside, the living area centers around a cozy stone fireplace, recently upgraded with a dedicated gas line—meaning effortless fires and deck-side grilling without the hassle of propane tanks. The kitchen remains in its classic, functional state with quality appliances, while the primary bathroom and bedrooms have been lightly refreshed to offer a clean, inviting feel. Designed for maximum ease and low-maintenance living, this unit seamlessly blends comfort with accessibility. While there is only one short flight of stairs to the front door, a newly installed chairlift makes transitions effortless—whether you're transporting heavy luggage, carrying in groceries, or hosting guests with limited mobility. Just a short stroll away, residents and guests can relax at the community’s heated pool, a rare and delightful mountain luxury on warm summer afternoons. For nearby residents of the Mountain Falls Luxury Motorcoach Resort, this property serves as the ultimate "guest annex." It offers your visiting friends and family their own private sanctuary with world-class waterfall views, all while keeping them right around the corner. Beyond its undeniable charm as a personal mountain retreat, this fully furnished unit is a proven performer for the savvy buyer. Currently operating as a highly successful short-term rental, it offers a true turnkey opportunity to generate immediate, lucrative income from day one. Whether you are seeking a low-maintenance mountain escape, a sophisticated guest house, or a high-demand investment property with an irreplaceable "waterfall in your backyard" appeal, Unit 1 delivers on every front. Step into your turnkey sanctuary today!

221 Toxaway Falls Drive Unit #1, Lake Toxaway

Listing courtesy of Coldwell Banker Advantage. mikebatchelder@cbawest.com

82 Innsbrook  Drive, Lake Toxaway
$1,950,000
2 Beds ⋅ 4 Baths ⋅ 4406757 MLS ⋅ ACTIVE Status
Few settings capture the Lake Toxaway lifestyle as immediately as this two-bedroom, four-bath lakefront pedestal home. The dock is just beyond the back door, reached across a gentle lawn, while views extend over the water to the surrounding mountain ridgelines. From sunrise on the deck to evenings beneath the covered lakeside porch, the home is designed around an effortless connection to the landscape. Inside, the living room makes a memorable impression with vaulted tongue-and-groove ceilings, exposed beams, a fireplace, and an expansive wall of windows framing the lake. Warm wood floors and natural textures create a relaxed atmosphere, while the room is equally comfortable for quiet evenings or lively gatherings. The kitchen offers granite countertops, a generous island with seating, stainless steel appliances, and an open connection to the dining area beneath another vaulted, beamed ceiling. The primary suite includes an adjoining sunroom currently used as an office, where windows capture the lake and mountains from multiple angles. A private balcony extends from the sunroom, creating an intimate perch for morning coffee or a quiet pause above the water. The suite includes a full ensuite bath, while the guest bedroom also enjoys its own private bath. Two additional full baths bring the home’s total to four and add convenience across its levels. The finished walkout lower level offers a kitchenette, full bath, tiled flooring, built-in storage, and sliding glass doors opening to the covered patio, lawn, and lake. Ideal as a recreation room, secondary gathering space, or guest retreat, it supports relaxed lake days with ease. Although the setting feels peacefully removed, the property is approximately 20 minutes from Sapphire Valley Resort and downtown Cashiers, 30 minutes from Brevard, and 40 minutes from Highlands. Nearby hiking trails and waterfalls invite exploration, while dining, shopping, art, music, and events such as the Cashiers Plein Air Festival and Groovin’ on the Green enrich the experience. Whether envisioned as a private mountain escape, a full-time lakefront residence, or a property with potential for short-term rental use subject to applicable rules and regulations, this home offers direct water access, flexible living space, and exceptional scenery. Experience the setting in person and discover a retreat where the water is more than a view—it is part of everyday life.

82 Innsbrook Drive, Lake Toxaway

Listing courtesy of MOUNTAIN LIFE REAL ESTATE, LLC. doug@mountainlifere.com

Start Your Search

“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

Last Updated:

How much is your home worth?

Get instant property value now!