Lake Toxaway Homes with Waterfront Lot Description

Lake Toxaway Homes with Waterfront Lot Description

Welcome to Lake Toxaway, North Carolina, a hidden gem nestled in the heart of Transylvania County. Known for its breathtaking natural beauty, this enchanting community is surrounded by lush mountains, pristine forests, and, of course, the sparkling waters of Lake Toxaway, the largest private lake in North Carolina. This idyllic setting offers residents and visitors a unique blend of tranquility and adventure, making it a perfect retreat for nature lovers and those seeking a peaceful lifestyle.

Imagine waking up each morning to the gentle sounds of water lapping at the shore, with stunning views right outside your window. Homes with waterfront lots in Lake Toxaway provide an unparalleled living experience, allowing you to immerse yourself in the serene beauty of the lake. These properties often feature spacious decks, private docks, and expansive yards that invite you to enjoy outdoor activities, whether it's fishing, kayaking, or simply soaking up the sun on a warm summer day.

The community is not just about stunning homes; it also boasts a vibrant lifestyle. With nearby hiking trails, golf courses, and charming local shops, Lake Toxaway offers a variety of recreational options for all ages. The friendly atmosphere and strong sense of community make it easy to connect with neighbors and create lasting memories.

Whether you’re looking for a permanent residence or a vacation getaway, Lake Toxaway’s waterfront properties promise a lifestyle filled with beauty, relaxation, and adventure. Come discover the magic of Lake Toxaway, where every day feels like a vacation!

Newest Lake Toxaway Homes with Waterfront Lot Description

$2,100,000
2 Beds 4 Baths 4406757 MLS ACTIVE Status
Few settings capture the Lake Toxaway lifestyle as immediately as this two-bedroom, four-bath lakefront pedestal home. The dock is just beyond the back door, reached across a gentle lawn, while views extend over the water to the surrounding mountain ridgelines. From sunrise on the deck to evenings beneath the covered lakeside porch, the home is designed around an effortless connection to the landscape. Inside, the living room makes a memorable impression with vaulted tongue-and-groove ceilings, exposed beams, a fireplace, and an expansive wall of windows framing the lake. Warm wood floors and natural textures create a relaxed atmosphere, while the room is equally comfortable for quiet evenings or lively gatherings. The kitchen offers granite countertops, a generous island with seating, stainless steel appliances, and an open connection to the dining area beneath another vaulted, beamed ceiling. The primary suite includes an adjoining sunroom currently used as an office, where windows capture the lake and mountains from multiple angles. A private balcony extends from the sunroom, creating an intimate perch for morning coffee or a quiet pause above the water. The suite includes a full ensuite bath, while the guest bedroom also enjoys its own private bath. Two additional full baths bring the home’s total to four and add convenience across its levels. The finished walkout lower level offers a kitchenette, full bath, tiled flooring, built-in storage, and sliding glass doors opening to the covered patio, lawn, and lake. Ideal as a recreation room, secondary gathering space, or guest retreat, it supports relaxed lake days with ease. Although the setting feels peacefully removed, the property is approximately 20 minutes from Sapphire Valley Resort and downtown Cashiers, 30 minutes from Brevard, and 40 minutes from Highlands. Nearby hiking trails and waterfalls invite exploration, while dining, shopping, art, music, and events such as the Cashiers Plein Air Festival and Groovin’ on the Green enrich the experience. Whether envisioned as a private mountain escape, a full-time lakefront residence, or a property with potential for short-term rental use subject to applicable rules and regulations, this home offers direct water access, flexible living space, and exceptional scenery. Experience the setting in person and discover a retreat where the water is more than a view—it is part of everyday life.

82 Innsbrook Drive, Lake Toxaway

Listing courtesy of MOUNTAIN LIFE REAL ESTATE, LLC. doug@mountainlifere.com

$4,995,000
4 Beds 5 Baths 4383951 MLS ACTIVE Status
Welcome to an extraordinary lakefront retreat on Lake Toxaway, thoughtfully designed by renowned architect Allen Brown and expertly crafted by John Holbrook. Set on a rare flat lot with easy access to a private dock, this home blends timeless mountain charm with relaxed lakeside living. Inside, the spacious floor plan features 4 bedrooms and 4.5 bathrooms, designed for both comfort and entertaining. The main-level primary suite is a true sanctuary, complete with exposed beams, dual walk-in closets, and a spa-like soaking tub. Upstairs, generously sized guest bedrooms provide plenty of space and privacy for family and visitors. At the heart of the home, the chef’s kitchen is outfitted with a Viking range, abundant storage, and an open layout that flows seamlessly into the great room. A stunning masonry fireplace anchors the living space, creating a warm and inviting atmosphere year-round. Step outside to enjoy the expansive outdoor living area, where a second fireplace overlooks the lake — the perfect setting for quiet mornings, evening gatherings, and unforgettable memories by the water. Elegant shiplap detailing throughout the main level adds warmth and classic mountain character. Designed with both beauty and functionality in mind, the property also includes a two-car garage with a built-in workshop, additional covered storage for boats, bikes, or extra vehicles, and a large lower-level storage area ideal for kayaks, paddleboards, canoes, and all your lake gear. Offering exceptional craftsmanship, breathtaking surroundings, and the best of Lake Toxaway living, this remarkable waterfront home is a place to relax, reconnect, and enjoy every season by the lake. Membership to Lake Toxaway Country Club is based on availability and application.

1585 Cold Mountain Road, Lake Toxaway

Listing courtesy of Lake Toxaway Co.. cfree@laketoxaway.com

$6,500,000
4 Beds 6 Baths 4382009 MLS ACTIVE Status
Nestled along the pristine shores of Lake Toxaway, this extraordinary custom-designed lakefront residence, completed in 2022, blends refined mountain-modern architecture with exceptional craftsmanship and luxurious amenities. Designed to maximize breathtaking water views and seamless indoor-outdoor living, the home features expansive walls of glass, an open-concept floor plan, and soaring cathedral ceilings accented by exposed wooden beams and a dramatic floor-to-ceiling stone fireplace in the great room coupled with folding glass doors that seamlessly extends the living area from inside to out. The living room opens completely to the exterior porch through retractable doors, creating an inviting entertainment space that effortlessly connects the home to the surrounding landscape and tranquil lakefront setting. Three fireplaces located in the living room, covered porch, and recreation room provide warmth and ambiance throughout the home. Every detail was thoughtfully curated, from the custom-designed front door crafted from reclaimed aged barn wood to the elegant 8-foot interior doors adorned with Emtek oil-rubbed bronze hardware from the Hercules Collection. The gourmet kitchen boasts Dolomite Marble countertops and is equipped with premium Bosch and Thermador appliances, while Italian tile and marble enhance the spa-inspired bathrooms featuring curb less showers and illuminated mirrors with adjustable color and brightness controls. Designed for comfort and convenience, the home includes laundry rooms on each floor, hand-scraped and brushed European White Oak engineered hardwood flooring in a sophisticated Grey Mist finish, and a fully encapsulated crawl space with dehumidification. Advanced lighting features include an abundance of 4-inch hi-hats, automatic closet lighting, stair step illumination, exterior landscape lighting, and power service extending to both the driveway and private dock. Built with superior efficiency, durability, and convenience in mind, the home features 2x6 exterior walls with full insulation, spray foam attic insulation, and a robust 400-amp electrical service. Plumbing amenities include dual-zone propane recirculating instant hot water systems, six frost-free exterior hose bibs, and premium Grohe, Moen, and Kohler fixtures throughout. The bathroom off the downstairs rec room is a Cabana Bath that features a very convenient outdoor shower. Heating and cooling are equally impressive, with two complete Trane 18-SEER HVAC systems serving the upper and lower levels, including gas furnace and humidification on the main floor, Wi-Fi-enabled thermostats, and a Mitsubishi ductless heating and cooling system in the studio space. Outside, a private dock provides effortless access to boating and lake activities, while the adjacent lakeside lawn offers the perfect setting for entertaining, family gatherings, and outdoor recreation. A security system and whole-home water purification system complete this remarkable turnkey lakefront retreat where luxury, comfort, and timeless design come together in one exceptional property.

2235 Cold Mountain Road, Lake Toxaway

Listing courtesy of Lake Toxaway Co.. scott@laketoxaway.com

$1,250,000
3 Beds 2 Baths 4377735 MLS ACTIVE Status
LAKEFRONT living and mountain tranquility in this beautifully crafted 2015 home, ideally situated in Indian Lake Estates. Designed for both comfort and connection to the outdoors, this property offers stunning lake views from nearly every room and a lifestyle that’s hard to match. The main level features a vaulted great room with a cozy wood-burning fireplace, creating a warm and inviting space for gathering. The open-concept kitchen and dining area showcase granite countertops, double ovens, upscale stainless appliances, and a truly unique artistic touch with custom stained-glass cabinet doors. The spacious primary suite includes private access to the expansive covered and screened porch, along with an en-suite bath and dual closets. An additional bedroom or office and powder room complete the main level. Stretching across the entire back of the home, the covered and screened porch is the perfect place to enjoy morning coffee, evening sunsets, and peaceful lake views year-round. The lower-level walk-out offers exceptional flexibility with a private guest suite, full bath, and studio space—ideal for an in-law suite, creative retreat, or potential vacation rental. Step outside and embrace the lifestyle this property offers. With private lake frontage, enjoy kayaking, fishing, swimming, and relaxing from your own dock. Surrounded by natural, mature landscaping, the property provides a sense of privacy while blending beautifully with its surroundings. Nearby hiking trails add even more opportunity to explore the outdoors. Additional features include a fenced yard for pets or play and an oversized garage for ample storage and a hot tub to relax and unwind! Full house Generac generator. Private dock with 4 kayaks. Whether you're seeking a full-time residence, mountain getaway, or investment opportunity, this lakefront property delivers the best of Western North Carolina living.

149 Hiwassee Road, Lake Toxaway

Listing courtesy of BluAxis Realty. alice@bluaxis.com

$9,000,000
4 Beds 6 Baths 4378991 MLS ACTIVE Status
An extraordinary and uniquely distinct opportunity to own three exceptional properties within the prestigious Lake Toxaway Estates. Together, these offerings totaling 3.32 acres total create an unparalleled legacy estate with expansive lakefront, multiple homesites, and outstanding amenities in one of Western North Carolina’s most coveted mountain communities. The centerpiece, 1957 Cold Mountain Road, is a remarkable waterfront residence designed for both grand entertaining and relaxed mountain living. The home features 4 bedrooms and 5½ baths, highlighted by a dramatic great room with a massive stone fireplace, soaring beamed cathedral ceilings, and an impressive wall of windows that captures breathtaking lake views. A chef’s kitchen is equipped with Viking ovens and range, dual dishwashers, and a large center island ideal for gathering. The lower-level family room offers a one-of-a-kind pizza oven, creating the perfect setting for casual entertaining. Additional features include a sauna, elevator, whole-home generator, circular drive, expansive landscaping, and generous covered porches designed to embrace the natural beauty of the surroundings. The property also includes two boathouses with docks and a paved cart path leading directly from the home to one of the boathouses. Ideally positioned across the lake from the Marina, Country Club, and Golf Course, the setting combines privacy with exceptional convenience. Also included is 1923 Cold Mountain Road, consisting of 2½ lots totaling 1.278 acres with the flexibility to subdivide. This exceptional lakefront parcel features a paved drive, boathouse, and docks, offering tremendous potential for an additional residence, guest retreat, or future investment opportunity. Completing the offering is Lot 50N, a 1.37-acre parcel located across Cold Mountain Road from the other properties. Easily developable or marketable as a separate homesite, this parcel adds even greater flexibility and long-term value to this rare multi-property offering. This is a truly extraordinary chance to create a private family compound, investment portfolio, or legacy estate in the heart of Lake Toxaway.

1957 & 1923 Cold Mountain Road, Lake Toxaway

Listing courtesy of Lake Toxaway Co.. scott@laketoxaway.com

$4,995,000
3 Beds 6 Baths 4376336 MLS ACTIVE Status
Presenting the most exquisite turnkey modern mountain home, fully renovated and newly constructed! Perfectly located on the highly desired but rarely available Lake Cardinal within the exclusive Lake Toxaway Estates, just minutes from the Lake Toxaway Country Club, Golf Course, marina, and the Greystone Inn! Curated by a top-notch design build team, quality and attention to detail are evident throughout this stunning home! The 1st floor features a graceful double door entry with views straight through to the lake. The open floorplan includes walls of windows with unobstructed water views, an incredible Great Rm with 16'+ vaulted ceilings, stone fireplace, beamed ceiling, and access to the large, covered deck with fireplace and outdoor grilling station! The chef's Kitchen will delight with Quartz counters, Thermador appliances, and oversized island. Gather in front of the cozy Hearth Rm fireplace and still be part of all the activity. The luxurious Owners Suite offers utopian lake views, a Sitting area, custom spa Bath, and walk-in Closet! Access to the 2 car Garage, Pantry / Laundry Center, firepit Deck, and 1/2 Bath complete the main level. Upstairs you will find 2 Ensuite Bed Rms, each with gorgeous Baths, along with a Loft area, perfect for reading or an Office, all with exceptional Lake Cardinal views! Downstairs is a huge Family Rm with Bar, and access to 2 other Decks. There is a perfect Flex space or Den with full Bath, a lower level Kitchen with outdoor access, and 1/2 Bath. Another 2-car tandem Garage (4 car total) and lots of storage space round out the Lower Level. The site boasts over 150' of waterfront access through the landscaped paths to the dock. Nestled on 1.8 acres, the 65 acre Lake Cardinal offers the most spectacular lakefront experience, with just a few homes, where you will enjoy peace and tranquility. Take advantage of the Lake Toxaway Marine Yacht Club to enjoy easy boating without the expense or maintenance of owning your own! Updates include new mechanicals, roof, windows, appliances, cabinetry, trim, decks, lighting and flooring. Home can be purchased complete with all new designer furnishings. Membership to Lake Toxaway Country Club through application and availability.

95 Cardinal Trace, Lake Toxaway

Listing courtesy of Coldwell Banker Advantage. jeff@nthliving.com

$8,995,000
4 Beds 7 Baths 4361067 MLS ACTIVE Status
A rare opportunity to acquire one of Lake Toxaway's most distinguished waterfront estates, now offered at an exceptional new price. One of Lake Toxaway and Western North Carolina’s most magnificent legacy homes, this masterfully crafted 4BR, 5.5BA estate is situated on two premier lakefront point lots with an extraordinary 326 feet of shoreline on fabled Lake Toxaway. Ideally positioned just moments from the Lake Toxaway Country Club, Greystone Inn, marina, and the community’s most desirable amenities, the residence offers a rare combination of privacy, convenience, and timeless prestige. Inspired by classic Old World architecture and built with uncompromising attention to detail, the home showcases extensive hand-laid stonework, grand and inviting living spaces, soaring ceilings, and three wood-burning masonry fireplaces that create a warm yet refined mountain ambiance. The chef’s kitchen is designed for both elevated entertaining and everyday enjoyment, seamlessly connecting to the home’s gracious gathering areas. The expansive primary suite is a true retreat, featuring an elegant en-suite paneled library and spa-inspired bath. Upstairs, generously sized guest suites provide comfort and privacy, while a spacious bonus room with full bath above the two-car garage offers flexible living for guests or recreation. Designed for exceptional indoor-outdoor living, the estate features expansive entertaining spaces including a covered dining porch, lakeside firepit, and multiple vantage points to take in the sweeping lake and mountain views. Outdoor amenities are unmatched, with a large stationary dock, rare two-stall boathouse, and exceptional shoreline access. Additional highlights include a golf cart garage, full-house generator, and thoughtfully designed storage and utility spaces that enhance year-round comfort and peace of mind. With one of the most spectacular lake and mountain settings in all of Western North Carolina, this is a truly rare offering—an irreplaceable legacy estate and a once-in-a-generation opportunity on Lake Toxaway.

138 Indian Trace, Lake Toxaway

Listing courtesy of Fisher Realty,Sapphire/Toxaway. ajennings@fisherrealtync.com

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